Welcome to Josh Holmes Insurance. By requesting a quote, scheduling a call, or communicating with us via phone, email, or SMS, you agree to the following Terms of Service ("Terms"). Please read them carefully.
1. Services Provided
Josh Holmes Insurance offers insurance-related services including but not limited to consultations, quotes, policy education, and enrollment assistance. All interactions are designed to help you make informed decisions about coverage options.
2. SMS Consent & Communication
By submitting your phone number via website forms, quote requests, lead funnels, or scheduling tools, you consent to receive automated text messages from Josh Holmes Insurance regarding:
Appointment confirmations and reminders
Quote status and policy options
Follow-up messages regarding insurance needs
Occasional educational content or promotions (optional opt-in)
Message frequency varies. Standard message and data rates may apply.
Reply STOP to unsubscribe
Reply HELP for assistance
SMS consent is not required to receive a quote or speak with an agent
3. Accuracy of Information
You agree to provide accurate, up-to-date information when requesting services or quotes. Providing false or misleading data may result in cancellation of your appointment or offer.
4. No Guarantee of Coverage
Submitting your information does not guarantee coverage or eligibility. Policy approvals, pricing, and terms are subject to underwriting guidelines of the applicable insurance carrier(s).
5. Intellectual Property
All content, branding, and educational materials on our website or sent via email/text belong to J Brock Holdings LLC and may not be copied, distributed, or reused without written consent.
6. Limitation of Liability
Josh Holmes Insurance and J Brock Holdings LLC are not liable for decisions made based on quotes, consultations, or communications. We provide information and access to insurance options; ultimate decisions and coverage terms rest with the consumer and the insurer.
7. Modifications to Terms
These Terms may be updated periodically. Any changes will be posted here with an updated effective date. Continued use of our services implies acceptance of revised Terms.
8. Contact
For questions about these Terms: 📧 [email protected] 📞 (724) 288-8355
